Distance learning programme in banking
Distance learning programme is One place of need is bank. It has become the need of the society. Bank is a place of deposits, mutual funds, loans, fixed deposits, stock markets; insurance has become a centre of all these investments. Bank statement is the identity and proof of a person. ITR is based on bank statement on which the eligibility criteria of taking loan of a person are decided. Loan is taken by almost 80% of the population of the country. Loans are of various types home loans, personal loans, business loan, education loan, loan against property, car loan and credit card are used by people according to their needs. Loan taken from the bank to buy a property is Home loan is a need and dream of every common man. Personal loan is taken from the bank to fulfill ones needs and demands in against of ITR and bank statements. People taking personal loan has to pay more interest on the amount taken. For eg. Loan taken to renovate home, shop or office or to buy furniture etc. Business loan is taken to increase the production. Goods are import and sometimes for rotation of money in the organization. For eg to buy new machinery, raw material to increase production business loan is required. Education loan is taken to pursue further education. Loan has to be paid back after completion of course and few banks give opportunity to pay loan after job. Loan against Property is taken to complete the needs of a person say education of children, health of a family member etc. Credit card is also a kind of loan against salary. Every person in today’s life need car. It has become a basic need. Car loan is taken to buy a car. The best part of loan is that it can be paid on monthly basis. Without taking any of these a person does not get rebate in income tax nor needs of people are fulfilled. All these information are given by a MBA finance personnel to an investor.
Distance learning programme finance person has knowledge about all these information. He is responsible for giving proper guidance about saving, investment, loan (Fixed & Variable). Distance learning programme personnel check the eligibility to give loan. Also Distance learning programme candidate has the skills to talk to the people who want to invest in these sectors.
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